when things aren't as bad as we make them out to be

Tim had one small credit card that had to be paid off, and they offered us a settlement for about half. We originally set it up with the company to do two payments over the phone by check.

It had been more than a week and the first payment hadn't posted, so we called the company, and found out that they missed a number in our checking account, which is probably why it hadn't posted.

At this point, we had enough to pay the thing outright, so they said they would just do a new check for the full amount, since the first one had a number missing.

But then later that same day, the first check cleared. We immediately called back to see if they could stop the second check on their end, since that would mean we would have paid half as much as needed to. The company either was unable to stop the second check, or unwilling to. And since we didn't trust them to give us back our overpayment in a timely fashion, that left putting a stop payment on the check on our end.

We truck down to the bank, and the woman found out that because it was missing a number, it went through a manual review. But then she said they could essentially return the first payment to the company, and then we wouldn't have to pay for stop payment, and the second check could just go through normally.

We were both frustrated and thinking it was going to be a pain in the ass to get the problem straightened out, but it was really pretty simple.

Isn't that the way a lot of things work? We get upset about them, make them bigger deals in our head, but then when we actually sit down to deal with it, it's not that bad.

Reminds me I shouldn't worry and stress so much.